Maintain your honor ; Accepting punishment for wrongdoings ; Avoid taking advantage of others ; Avoid using delaying tactics as a way to avoid paying back what you owe .

This hadith teaches us that if we are able to do so, we should not delay repayment of our debts. However, when doing so we must still maintain our honor and accept the consequences of our actions. We must remember that delaying repayment is a serious matter and should only be done in certain circumstances where it is necessary or unavoidable. We must also remember that even though it may be permissible to delay repayment in some cases, this does not mean that we can take advantage of others or use delaying tactics as a way to avoid paying back what we owe. Doing so would go against the teachings of Islam which emphasize honesty and fairness in all dealings between people. Furthermore, any delays should always come with an understanding of the consequences involved such as potential fines or other punishments for failing to meet deadlines or repayments on time.