Ask for help during difficult times ; Turn towards Allah ; Trust in Him ; Be humble ; Have courage ; Respect elders ; Be aware of worldly affairs ; Prepare oneself for death & afterlife consequences .

This hadith speaks about seeking refuge with Allah from various afflictions and punishments. It encourages us to ask for protection from Allah in times of difficulty, as He is the only one who can provide us with true safety and security. The Prophet Muhammad ﷺ used to recommend five statements when asking for protection, which are mentioned in this hadith. These include seeking refuge from miserliness, cowardice, being sent back to geriatric old age, the affliction of this world, and punishment of the grave. We should remember these words whenever we feel overwhelmed or scared by something in our lives so that we can turn to Allah for help and guidance.