Spend your surplus wealth , Begin charity with dependents , Give away more than you receive .

This hadith encourages us to be generous with our wealth and spend our surplus on others. We should begin by helping those who are dependent on us, such as family members or close friends. The Prophet Muhammad also taught that giving away money was more rewarding than receiving it, so we should strive to be generous whenever possible. Additionally, we should not feel guilty about withholding money for necessary living expenses; this too can be a form of charity if done out of necessity rather than greed or selfishness.