Pay your debts on time if you can afford it; act in an honorable manner when dealing with difficult situations such as delayed payments or debts owed by others; take into account potential consequences before delaying payment of a debt; strive for honesty in all dealings.

This hadith teaches us that if we are able to, we should not delay repayment of our debts. However, if we do need to delay repayment, then it is permissible as long as it is done with honor and punishment. We must remember that delaying payment of a debt can have serious consequences for both the debtor and the creditor. Therefore, when delaying payment of a debt, both parties must take into account the potential consequences before doing so. Additionally, this hadith also teaches us about being honorable in all our dealings; even when dealing with difficult situations such as delayed payments or debts owed by others. We must always strive to act in an honorable manner no matter what situation arises.