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Sunan an-Nasai 4678 (Book 44, Hadith 230) #19211
Paying Off Debts with Charity

SUMMARY: The Prophet Muhammad (PBUH) advised a man to give charity to pay off his debts, but not to take more than what he finds.

It was narrated the Abu Sa'eed Al-Khudri said: "At the time of the Messenger of Allah, a man suffered loss of some fruit that he had purchased, and his debts increased".The Messenger of Allah said: 'Give him charity'. So the people gave him charity, but that was not enough to pay off his debts'.The Messenger of Allah said: 'Take what you find, but you have no right to more than that"'. (meaning his creditors).
أَخْبَرَنَا أَحْمَدُ بْنُ عَمْرِو بْنِ السَّرْحِ، قَالَ أَنْبَأَنَا ابْنُ وَهْبٍ، قَالَ حَدَّثَنِي اللَّيْثُ بْنُ سَعْدٍ، وَعَمْرُو بْنُ الْحَارِثِ، عَنْ بُكَيْرِ بْنِ الأَشَجِّ، عَنْ عِيَاضِ بْنِ عَبْدِ اللَّهِ، عَنْ أَبِي سَعِيدٍ الْخُدْرِيِّ، قَالَ أُصِيبَ رَجُلٌ فِي عَهْدِ رَسُولِ اللَّهِ فِي ثِمَارٍ ابْتَاعَهَا وَكَثُرَ دَيْنُهُ فَقَالَ رَسُولُ اللَّهِ ‏"‏ تَصَدَّقُوا عَلَيْهِ ‏"‏ ‏.‏ فَتَصَدَّقُوا عَلَيْهِ وَلَمْ يَبْلُغْ ذَلِكَ وَفَاءَ دَيْنِهِ فَقَالَ رَسُولُ اللَّهِ ‏"‏ خُذُوا مَا وَجَدْتُمْ وَلَيْسَ لَكُمْ إِلاَّ ذَلِكَ

TOPICS
debt  *  charity  *  payment  *  qarz  *  sadaqah  *  tawlul  *  allah

QUICK LESSONS:
Give charity in order to pay off one's debts; Be honest and responsible when it comes finances; Strive best efforts in order pay back any money owed; Fulfill obligations with honesty and responsibility.

EXPLANATIONS:
This hadith is about the importance of paying off one's debts. It was narrated by Abu Sa'eed Al-Khudri that at the time of the Prophet Muhammad, a man suffered loss of some fruit that he had purchased and his debts increased. The Prophet advised him to give charity in order to pay off his debts, but not to take more than what he finds. This teaches us that it is important for us as Muslims to be honest and responsible when it comes to our finances and paying back our debtors. We should strive our best efforts in order pay back any money we owe others, even if it means giving charity or doing something else out of our own pocket in order for us fulfill this obligation.

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