Give charity when healthy and close-fisted.

This hadith speaks of the importance of giving charity while one is still healthy and close-fisted, meaning that they are not overly generous with their money. It also warns against waiting until one is about to die before giving away their possessions as it will be too late for them to benefit from it. The hadith emphasizes that the greatest reward comes from giving charity when one is still able to enjoy its benefits, rather than waiting until it's too late. This teaches us that we should be generous with our wealth while we can still reap its rewards in this life and the next.