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Musnad Ahmad 238 (Book 2, Hadith 153) #33928
The Prohibition of Riba and Fulfilling Obligations

SUMMARY: This hadith is about the prohibition of riba (usury) and the importance of fulfilling one's obligations in a timely manner.

Malik bin Aws bin al-Hadathan said: I exchanged some silver for gold with Talhah bin 'Ubaidullah, and he said: Wait for me until our storekeeper comes from al-Ghabah, 'Umar bin al-Khattab heard that and said: No, by Allah! Do not leave him until you take your exchange from him, for I heard the Messenger of Allah say: 'Gold for silver is riba unless it is 'here, take this' and 'here, take this' ie, exchanged on the spot".
حَدَّثَنَا عَبْدُ الرَّزَّاقِ، أَنْبَأَنَا مَعْمَرٌ، عَنِ الزُّهْرِيِّ، أَخْبَرَنِي مَالِكُ بْنُ أَوْسِ بْنِ الْحَدَثَانِ، قَالَ صَرَفْتُ عِنْدَ طَلْحَةَ بْنِ عُبَيْدِ اللَّهِ وَرِقًا بِذَهَبٍ فَقَالَ أَنْظِرْنِي حَتَّى يَأْتِيَنَا خَازِنُنَا مِنْ الْغَابَةِ قَالَ فَسَمِعَهَا عُمَرُ بْنُ الْخَطَّابِ رَضِيَ اللَّهُ عَنْهُ فَقَالَ لَا وَاللَّهِ لَا تُفَارِقُهُ حَتَّى تَسْتَوْفِيَ مِنْهُ صَرْفَهُ فَإِنِّي سَمِعْتُ رَسُولَ اللَّهِ يَقُولُ الذَّهَبُ بِالْوَرِقِ رِبًا إِلَّا هَاءَ وَهَاءَ‏.‏

TOPICS
usury  *  exchange  *  obligation  *  riba

QUICK LESSONS:
Be mindful of your obligations; Avoid taking unfair advantage when trading goods or services with others; Exchange goods on the spot if possible; Follow justice and fairness in all dealings; Respect other people’s rights; Honor your commitments; Be honest in all transactions.

EXPLANATIONS:
This hadith speaks to the importance of fulfilling one's obligations in a timely manner, as well as prohibiting riba, or usury. Usury is defined as taking an unfair advantage when exchanging goods or services for money. In this case, it was exchanging silver for gold. Umar bin al-Khattab heard about this exchange and reminded them that they should not leave until they have taken their exchange from him, citing a saying from the Prophet Muhammad that gold for silver is usurious unless it is exchanged on the spot. This hadith teaches us to be mindful of our obligations and to avoid taking unfair advantage when trading goods or services with others.

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