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Sunan Ibn Majah 2528 (Book 15, Hadith 46) #31787
Forgiveness of Debts in Islam

SUMMARY: Allah will forgive the debts of those who borrow money to fight in the cause of Allah, to shroud a dead Muslim, or to get married out of fear for their religious commitment.

It was narrated from 'Abdullah bin 'Amr that the Messenger of Allah ﷺ said: "A debt will be settled on the Day of Resurrection if the one who owes it dies, apart from three: A man who lost his strength fighting in the cause of Allah (SWT), so he borrows in order to become strong again to fighting in the cause of Allah (SWT), so he borrows in order to become strong again to fight the enemy of Allah (SWT) and his enemy. A man who sees a Muslims die and he cannot find anything with which to shroud him except by taking a loan. A man who sees a Muslim die and he cannot find anything with which to shroud him except, by taking a loan. A man who fears Allah (SWT) if he stays single, so he gets married for fear of (losing) his religious commitment. Allah will pay off the debt for these people on the Day of Resurrection".
حَدَّثَنَا أَبُو كُرَيْبٍ، حَدَّثَنَا رِشْدِينُ بْنُ سَعْدٍ، وَعَبْدُ الرَّحْمَنِ الْمُحَارِبِيُّ، وَأَبُو أُسَامَةَ وَجَعْفَرُ بْنُ عَوْنٍ عَنِ ابْنِ أَنْعُمٍ، قَالَ أَبُو كُرَيْبٍ وَحَدَّثَنَا وَكِيعٌ، عَنْ سُفْيَانَ، عَنِ ابْنِ أَنْعُمٍ، عَنِ عِمْرَانَ بْنِ عَبْدٍ الْمَعَافِرِيِّ، عَنْ عَبْدِ اللَّهِ بْنِ عَمْرٍو، قَالَ قَالَ رَسُولُ اللَّهِ ﷺ ‏ "‏ إِنَّ الدَّيْنَ يُقْضَى مِنْ صَاحِبِهِ يَوْمَ الْقِيَامَةِ إِذَا مَاتَ إِلاَّ مَنْ يَدَيَّنُ فِي ثَلاَثِ خِلاَلٍ الرَّجُلُ تَضْعُفُ قُوَّتُهُ فِي سَبِيلِ اللَّهِ فَيَسْتَدِينُ يَتَقَوَّى بِهِ لِعَدُوِّ اللَّهِ وَعَدُوِّهِ وَرَجُلٌ يَمُوتُ عِنْدَهُ مُسْلِمٌ لاَ يَجِدُ مَا يُكَفِّنُهُ وَيُوَارِيهِ إِلاَّ بِدَيْنٍ وَرَجُلٌ خَافَ اللَّهَ عَلَى نَفْسِهِ الْعُزْبَةَ فَيَنْكِحُ خَشْيَةً عَلَى دِينِهِ فَإِنَّ اللَّهَ يَقْضِي عَنْ هَؤُلاَءِ يَوْمَ الْقِيَامَةِ
TOPICS
debt  *  forgiveness  *  cause  *  shrouding  *  marriage  *  qarz  *  afw  *  sabab  *  kafan  *  nikah

QUICK LESSONS:
Fight in the cause of Allah; Help others; Get married with good intention; Take loan when needed .

EXPLANATIONS:
This hadith speaks about how Allah will forgive certain debts on the Day of Resurrection. The three types of debt that are forgiven are those taken out by people who fight in the cause of Allah, those taken out to shroud a dead Muslim, and those taken out by someone who gets married for fear that they may lose their religious commitment if they stay single. This hadith teaches us that we should not be afraid to take on debt if it is for a good purpose and done with good intentions. We should also remember that even if we do take on debt, Allah will forgive us if our intentions were pure and our actions were done with sincerity.

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