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Sunan Ibn Majah 2285 (Book 12, Hadith 149) #31637
Repaying Debts with Goodness

SUMMARY: The Prophet ﷺ taught that the best of people are those who are best in repaying their debts.

It was narrated from Abu Rafi' that: the Prophet asked a man to give as a loan a young camel and said: "When the camels of the Sadaqah come, we will pay you back". When the camels came, he said: " O Abu Rafi', pay this man back for his Young camel". But all I could find was a seven-year-old camel or that which is better. I told the Prophet and he said: "Give it to him, for the best of People are those who are best in repaying".
حَدَّثَنَا هِشَامُ بْنُ عَمَّارٍ، حَدَّثَنَا مُسْلِمُ بْنُ خَالِدٍ، حَدَّثَنَا زَيْدُ بْنُ أَسْلَمَ، عَنْ عَطَاءِ بْنِ يَسَارٍ، عَنْ أَبِي رَافِعٍ، أَنَّ النَّبِيَّ ـ ـ اسْتَسْلَفَ مِنْ رَجُلٍ بَكْرًا وَقَالَ ‏"‏ إِذَا جَاءَتْ إِبِلُ الصَّدَقَةِ قَضَيْنَاكَ ‏"‏ ‏.‏ فَلَمَّا قَدِمَتْ قَالَ ‏"‏ يَا أَبَا رَافِعٍ اقْضِ هَذَا الرَّجُلَ بَكْرَهُ ‏"‏ ‏.‏ فَلَمْ أَجِدْ إِلاَّ رَبَاعِيًا فَصَاعِدًا فَأَخْبَرْتُ النَّبِيَّ ـ ـ فَقَالَ ‏"‏ أَعْطِهِ فَإِنَّ خَيْرَ النَّاسِ أَحْسَنُهُمْ قَضَاءً

TOPICS
loan  *  repayment  *  debt  *  people

QUICK LESSONS:
Strive to repay your debts in full and on time; Be generous with others when you can afford it; Build strong relationships with others; Earn Allah's pleasure by being kind and honest;

EXPLANATIONS:
This hadith is about the importance of repaying debts and being generous to others. It was narrated by Abu Rafi', who said that the Prophet asked a man to give a loan of a young camel, and promised to pay him back when camels for charity came. When they did come, he told Abu Rafi' to pay back the man for his young camel, but all he could find was an older one or something better. The Prophet then said that it should be given to him as repayment, because the best people are those who repay their debts well. This hadith teaches us that we should always strive to repay our debts in full and on time, as this is what makes us good people in Allah's eyes. We should also be generous with others when we can afford it, as this will help us build strong relationships with them and earn Allah's pleasure at the same time.

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