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Jami at-Tirmidhi 2418 (Book 37, Hadith 4) #28053
The Bankrupt on Judgement Day

SUMMARY: The hadith explains that the bankrupt in the eyes of Allah is not one who has no money or property, but rather one who comes to judgement day with good deeds, but has wronged others by abusing them, falsely accusing them, wrongfully consuming their wealth and spilling their blood.

Abu Hurairah narrated that the Messenger of Allah (s.a.w) said: "Do you know who the bankrupt is?" They said: "O Messenger of Allah SAW! The bankrupt among us is the one who has no Dirham nor property". The Messenger of Allah (s.a.w) said: "The bankrupt in my Ummah is the one who comes with Salat and fasting and Zakat on the Day of Judgement, but he comes having abused this one, falsely accusing that one, wrongfully consuming the wealth of this one, spilling the blood of that one, and beating this one. So he is seated, and this one is requited from his rewards. If his rewards are exhausted before the sins that he committed are requited, then some of their sins will be taken and cast upon him, then he will be cast into the Fire". Abu 'Eisa said: This Hadith is Hasan Sahih.
حَدَّثَنَا قُتَيْبَةُ، حَدَّثَنَا عَبْدُ الْعَزِيزِ بْنُ مُحَمَّدٍ، عَنِ الْعَلاَءِ بْنِ عَبْدِ الرَّحْمَنِ، عَنْ أَبِيهِ، عَنْ أَبِي هُرَيْرَةَ، أَنَّ رَسُولَ اللَّهِ قَالَ ‏"‏ أَتَدْرُونَ مَا الْمُفْلِسُ ‏"‏ ‏.‏ قَالُوا الْمُفْلِسُ فِينَا يَا رَسُولَ اللَّهِ مَنْ لاَ دِرْهَمَ لَهُ وَلاَ مَتَاعَ ‏.‏ قَالَ رَسُولُ اللَّهِ ‏"‏ الْمُفْلِسُ مِنْ أُمَّتِي مَنْ يَأْتِي يَوْمَ الْقِيَامَةِ بِصَلاَتِهِ وَصِيَامِهِ وَزَكَاتِهِ وَيَأْتِي قَدْ شَتَمَ هَذَا وَقَذَفَ هَذَا وَأَكَلَ مَالَ هَذَا وَسَفَكَ دَمَ هَذَا وَضَرَبَ هَذَا فَيَقْعُدُ فَيَقْتَصُّ هَذَا مِنْ حَسَنَاتِهِ وَهَذَا مِنْ حَسَنَاتِهِ فَإِنْ فَنِيَتْ حَسَنَاتُهُ قَبْلَ أَنْ يُقْتَصَّ مَا عَلَيْهِ مِنَ الْخَطَايَا أُخِذَ مِنْ خَطَايَاهُمْ فَطُرِحَ عَلَيْهِ ثُمَّ طُرِحَ فِي النَّارِ ‏"‏ ‏.‏ قَالَ أَبُو عِيسَى هَذَا حَدِيثٌ حَسَنٌ صَحِيحٌ

TOPICS
bankruptcy  *  day  *  fasting  *  fire  *  istiqaqa  *  alqiyamah  *  salah  *  sawm  *  zakah  *  nar  *  salat  *  zakat

QUICK LESSONS:
Treat each other with kindness and respect .

EXPLANATIONS:
This hadith explains that a person can be considered bankrupt in the eyes of Allah even if they have done good deeds such as prayer, fasting and charity. This is because if they have wronged others by abusing them, falsely accusing them or taking their wealth without permission then these sins will be taken into account on judgement day. If the rewards for their good deeds are not enough to cover these sins then some of these sins will be taken from other people's rewards and given to this person instead. As a result they will be cast into Hellfire. Therefore it is important for us to treat each other with kindness and respect so we can all benefit from our good deeds on judgement day.

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