Be mindful and responsible with your finances; Take into account any taxes or obligations associated with your wealth; Be generous and charitable with your money.

This hadith explains that when an individual acquires wealth, they are not required to pay zakat on it until the Hawl has passed. The Hawl is a period of time in which the wealth must remain in the possession of the individual before they are obligated to pay zakat on it. This hadith teaches us that we should be mindful and responsible with our finances, and that we should take into account any taxes or obligations associated with our wealth before spending it. It also encourages us to be generous and charitable with our money, as paying zakat is one way of doing so.