Be honest and fair when dealing with others in any financial transaction; Make sure you can pay back loans or debts in a timely manner; Agree upon terms before taking out loans or debts; Purchase goods and services using a loan or debt if necessary.

This hadith speaks about the permissibility of purchasing goods on credit. Saeed bin Jubair narrated that he did not see anything wrong with it even if it was done on credit. This means that it is permissible to purchase goods and services using a loan or debt, as long as the terms are agreed upon by both parties and all conditions are met. The hadith also teaches us the importance of being responsible when taking out loans or debts, as we should always make sure that we can pay them back in a timely manner. Additionally, this hadith encourages us to be honest and fair when dealing with others in any financial transaction, so that everyone involved can benefit from it equally.