Do financial transactions hand-to-hand instead of doing them on credit basis .

This hadith is about the prohibition of money exchange on credit. The Prophet of Allah was asked by merchants about money exchange, and he said that it is permissible if it is done hand to hand, but not if it is done on credit. This means that when exchanging goods or services for money, the payment should be made immediately in cash rather than being delayed until a later date. This hadith teaches us the importance of financial responsibility and honesty in our dealings with others. It also encourages us to be mindful of our spending habits so that we do not fall into debt or become financially unstable due to excessive borrowing or lending practices.