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Sunan an-Nasai 1963 (Book 21, Hadith 146) #16574
Paying Off Debts of Believers

SUMMARY: The Prophet Muhammad (PBUH) taught that if a believer dies with debts, the people should pray for them. If they have no means to pay off their debts, the Prophet himself will pay it off.

It was narrated from Abu Hurairah that: if a believer died with debts outstanding, the Messenger of Allah would ask whether he had left behind anything to pay off his debts. If they said yes, he would pray for him, but if they said no, he would say: "Pray for your companion". Then, when Allah made His Messenger rich through conquest, he said: "I am closer to the believers than their own selves. Whoever dies and leaves behind a debt, I will pay it, and whoever leavers behind wealth, it is for his heirs".
أَخْبَرَنَا يُونُسُ بْنُ عَبْدِ الأَعْلَى، قَالَ أَنْبَأَنَا ابْنُ وَهْبٍ، قَالَ أَخْبَرَنِي يُونُسُ، وَابْنُ أَبِي ذِئْبٍ، عَنِ ابْنِ شِهَابٍ، عَنْ أَبِي سَلَمَةَ، عَنْ أَبِي هُرَيْرَةَ، أَنَّ رَسُولَ اللَّهِ كَانَ إِذَا تُوُفِّيَ الْمُؤْمِنُ وَعَلَيْهِ دَيْنٌ سَأَلَ ‏"‏ هَلْ تَرَكَ لِدَيْنِهِ مِنْ قَضَاءٍ ‏"‏ ‏.‏ فَإِنْ قَالُوا نَعَمْ صَلَّى عَلَيْهِ وَإِنْ قَالُوا لاَ قَالَ ‏"‏ صَلُّوا عَلَى صَاحِبِكُمْ ‏"‏ ‏.‏ فَلَمَّا فَتَحَ اللَّهُ عَزَّ وَجَلَّ عَلَى رَسُولِهِ قَالَ ‏"‏ أَنَا أَوْلَى بِالْمُؤْمِنِينَ مِنْ أَنْفُسِهِمْ فَمَنْ تُوُفِّيَ وَعَلَيْهِ دَيْنٌ فَعَلَىَّ قَضَاؤُهُ وَمَنْ تَرَكَ مَالاً فَهُوَ لِوَرَثَتِهِ

TOPICS
debt  *  believer  *  prayer  *  heirs

QUICK LESSONS:
Help others in need financially; Be generous; Pray for those who have passed away; Take responsibility for your finances; Show compassion towards others; Be kind-hearted towards one another.

EXPLANATIONS:
This hadith teaches us about the importance of paying off our debts and how we should help those who are unable to do so. The Prophet Muhammad was very generous and compassionate towards believers who were in debt and could not afford to pay it back. He said that he would be closer to them than their own selves and would take care of their debt if they had no means to do so themselves. This shows us how important it is for us as Muslims to help each other out in times of need, especially when it comes to financial matters such as paying off debts. We should also remember that Allah will reward those who are generous with their wealth and help others in need.

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