Make payments immediately when possible ; Abide by Islamic law regarding financial matters ; Practice moderation when making purchases/transactions ; Be mindful of one’s finances .

This hadith discusses transactions involving loans and usury. It states that if a transaction involves a loan or usury then it is not desirable according to Allah's Apostle. The hadith also mentions that if payment for a transaction is made immediately then there will be no harm in it but if the payment of a transaction involves taking out a loan then this would be considered as usury which should be avoided according to Allah's Apostle. This hadith teaches people to avoid taking out loans for transactions as this could lead to undesirable consequences such as debt or financial hardship. It also encourages people to make payments immediately when possible so they can avoid any potential issues with taking out loans or engaging in activities related to usury which are forbidden by Islamic law.