Dear Hadi,
Dear Reader,
Wa'alaikum assalam, and thank you for your question. While we do not issue fatwas as to haram and halal, we will offer you our understanding of the issue, and our opinion.
Although we believe there is a sound basis for considering this type of work permissible, particularly when the characters are fictional, modestly dressed, and the stories themselves are clean and lawful, it is important to recognize that there is genuine scholarly disagreement over the underlying issue of creating images of human beings (taswir), so it is important to acknowledge both positions.
There are scholars who take a strict position that creating images of humans and animals is haram. For example, IslamQA cites the classical warnings in the hadith regarding image-makers and the positions of scholars such as Imam al-Nawawi, the Permanent Committee for Fatwa, and Shaykh Ibn ‘Uthaymeen. According to this approach, the prohibition applies to drawings of animate beings even when they are fictional, stylized, or produced using a machine rather than by hand. It is therefore fair to say that a Muslim who follows this scholarly position would avoid creating AI-generated human characters, particularly complete characters with recognizable faces. This is one legitimate point of view and should not be immediately dismissed simply because the images are generated by modern technology.
However, there is also a well-established contrary scholarly opinion. Egypt's Dar al-Ifta explains that a number of scholars permitted drawings of humans and animals, including the established position of the Maliki school and the view attributed to Ibn Hamdan of the Hanbali school. They understood the prohibition in the relevant hadiths as applying specifically to certain forms of image-making, particularly statues, rather than every two-dimensional depiction. Dar al-Ifta consequently permits drawings of humans and animals - even those drawn from imagination - provided they do not contain something otherwise prohibited.
This second position provides a reasonable basis for saying that fictional AI-generated characters can be permissible. In the situation described in your question, the characters are not intended to represent real people, they are dressed modestly, and they are being used for ordinary fictional storytelling. According to this scholarly position, there is no inherent prohibition in creating such characters simply because they have human faces.
Our opinion, and God knows best, is that the use of AI itself is not what determines the ruling. Rather, the ruling depends on how it is used and what is being produced. If the videos contain nothing prohibited - such as nudity, sexual content, promotion of clearly haram behavior, deception, mockery, fraud, or impersonation - then there is no obvious reason why the use of AI itself would make the activity impermissible.
As for making money from the videos, if you follow the position that making the images and the videos is permissible, then the income generated from them should not be problematic merely because AI was used or because the videos contain fictional human characters. This of course is subject to the normal Islamic rules concerning the appropriateness of the content of the work which is generating the income.
If you decide to follow the more cautious position, you could use non-human characters, silhouettes, or characters without recognizable facial features. But even here, there is disagreement: some strict scholars extend the prohibition to stylized or incomplete human figures as well, while others are more lenient.
So again, while there is a genuine difference of respected scholarly opinion, we lean more towards, and God knows best, the opinion that would permit depictions of humans and animals, and the related production of clean, fiction AI dramas.
In peace.