Life & Society

Importance of Zakat: A Gentle Reminder from Helping Hand (HHRD)

By: Blerta Kosumi   October 14, 2025

Zakat, one of the five pillars of Islam, remains a cornerstone of social responsibility and spiritual growth in Muslim communities. More than a charitable contribution, it is a divinely mandated system that seeks to uphold justice, equity, and compassion across society.

Islamic principle not only reflects economic balance but also spiritual growth: wealth circulates rather than accumulates, and the act of giving becomes an act of worship, fostering a deeper connection with one's faith.

The Meaning and Obligation of Zakat

Every Muslim adult whose wealth exceeds the Nisab threshold, the value of 85 grams of gold or 595 grams of silver for one lunar year, is obliged to give Zakat. The Nisab threshold is the minimum amount of wealth a person must have before they are required to pay Zakat. The standard rate is 2.5% of total Zakatable assets, including cash, gold, silver, business inventory, and investments.

Zakat functions as both a form of purification and redistribution. By giving, one cleanses one's wealth of selfishness and ensures that the vulnerable, such as orphans, widows, and people experiencing poverty, receive support. In doing so, communities become more resilient and interconnected.

Also Read: Zakat for Da'wah and Public Welfare Programs

How Organizations Help Distribute Zakat

Humanitarian organizations like Helping Hand for Relief and Development (HHRD) work tirelessly to ensure that Zakat reaches those who are religiously eligible to receive it. The funds are used for essential needs: food, water, healthcare, education, and shelter. HHRD's approach reflects the broader Islamic principle of stewardship that wealth is a trust to be managed responsibly and transparently, providing donors with the confidence that their contributions are making a real difference.

A small portion of funds, as outlined in the Qur'an (Surah At-Tawbah, 9:60), may be used to administer and distribute Zakat. These costs include verification, audits, and logistics necessary to ensure that assistance is handled with integrity and efficiency.

Zakat in the Modern World Contexts

Modern life raises new questions about how Zakat applies to financial assets, including retirement funds, stocks, and cryptocurrency. Islamic scholars generally advise that Zakat be paid on accessible portions of these holdings if they meet the Nisab threshold and have been held for one lunar year. For example, if you have a retirement fund that exceeds the Nisab threshold and has been held for a year, you would pay 2.5% of its value as Zakat. The rate remains 2.5%, maintaining continuity with traditional practice.

Zakat can also be applied across a range of humanitarian programs, provided beneficiaries meet eligibility criteria. It may support livelihood training for the unemployed, medical treatment for those who cannot afford healthcare, or education for children from low-income families. It can also support disaster relief efforts and provide seasonal assistance during Ramadan and winter months, provided the aid directly benefits Zakat-eligible Muslims.

It is worth noting that zakat cannot replace other forms of worship or charity. It does not apply to the Qurbani sacrifice, nor can it be given to those financially responsible for the payer, such as parents or children. Yet, it may assist extended relatives in need, aligning spiritual duty with familial compassion. Zakat is a specific form of charity with its own rules and limitations, and it's important to understand these to ensure it is given correctly and effectively.

Also Read: How Islamic Principles Can Solve Modern Economic Inequality?

A System of Balance and Compassion

Ultimately, Zakat serves as a reminder that prosperity is not an individual achievement but a collective trust. When Muslims fulfill this obligation, they help maintain balance within the community, ensuring that no one is left behind, and reaffirm their connection with God and humanity.

Organizations like HHRD show how this timeless practice continues to shape lives across borders. Not as an act of charity alone, but as a reflection of faith, empathy, and shared responsibility.

Article Reference: HHRD

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Author: Blerta Kosumi   October 14, 2025
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